Nextcloud passwords PHP 7.2.24 is no longer supported. Please check the system requirements

That does not address the issue. It does have information on how to run the Nextcloud occ utility using a specific php version, but not how to get apache to use a specific php version to run Nextcloud.

I suspect the answer will be to change this part of the zz-nextcloud.conf:

<FilesMatch \.php$>
  SetHandler "proxy:fcgi://127.0.0.1:9002"
</FilesMatch>

but the template /etc/e-smith/templates/etc/httpd/conf.d/zz_nextcloud.conf/10base has

<FilesMatch \.php$>
      SetHandler "proxy:unix:/var/run/rh-php72-php-fpm/nethserver-nextcloud-php72.sock|fcgi://localhost/"
    </FilesMatch>

so not sure what is going on. I’ll try to take a look later today - but about to pick up my four year old so … maybe monday.